Module 2: 9.50 – 10.50am (1 General CPD Point)

Monday 4th December 2017 = Seminar 2(a) in the Postal Booking Form

Monday 11th December 2017 = Seminar 2(b) in the Postal Booking Form

The ‘Consumer’ Defence & Banking Codes of Conduct

‘Consumer or Investor? An Analysis Of The ‘Consumer Defence’ & of The Banking Regulatory Codes of Conduct On The Bank/Customer Relationship’

This is a two-part presentation which examines the practical aspects and the legal nature and effect of the relationship between a bank and its customer.

For example, who qualifies as a ‘consumer’ for the purposes of the Consumer Credit Act 1995, and what are the consequences for financial institutions breaching the provisions of the legislation?  What is the precise legal status of Banking Regulatory Codes of Conduct on the Bank/Customer relationship?, e.g. Consumer Protection Code, SME Code. Can they be used as a ‘shield’ and/or as a ‘sword’ in seeking to resist proceedings, or are they just ‘soft law’?

Trevor Murphy, an experienced banking law solicitor, will also discuss the impact of recent legislative changes in the area such as section 44 of the Central Bank Act 2013, and some possible future developments in this area.

Speaker

Trevor Murphy is a solicitor qualified to practice in Ireland, England and New York state. Trevor works with Lloyds Bank in London specialising in banking law and commercial litigation. Trevor  is a graduate of Trinity College Dublin (LL.B. & LL.M.). He holds master degrees in law from London School of Economics and Kings College London. Trevor lectures on the Banking & Finance law module at Maynooth University and has published a number of articles in the banking sphere in the Commercial Law Practitioner (Roundhall).